Arackal SCB Bank | About Us

Co-operative Banking Excellence

Empowering Communities, Protecting Savings & Building Futures

Arackal Service Co-operative Bank Ltd. (Arackal SCB Bank) has stood as a beacon of financial trust, co-operative strength, and grassroots development in Kollam District, Kerala. Founded on the timeless principles of self-help and mutual aid, our bank was established to free local agriculturalists, traders, and families from exploitative lending while offering a secure, high-yield haven for hard-earned savings.

Over the decades, Arackal SCB Bank has grown from a humble community credit society into a robust, digitally forward banking institution. While we continuously upgrade our banking infrastructure—introducing prompt NEFT/RTGS transfers, SMS alerts, and modernized branch facilities—our heart remains rooted in personalized, ethical community service.

Every decision we make is guided by democratic co-operative governance. Unlike commercial conglomerates, our profits are reinvested directly into member welfare, agricultural empowerment, educational initiatives, and local socio-economic upliftment.

Trusted Financial Legacy

Serving Arackal & surrounding regions with absolute transparency, regulatory adherence, and member-centric governance.

                        28+
                        Years of Dedicated Service
                    
                        15k+
                        Active Members & Depositors
                    
                        100%
                        Community Reinvestment
                    
                        A+
                        Audit & Governance Grade

Our Vision

To be the premier, technologically progressive co-operative financial institution in Kerala—fostering sustainable rural prosperity, financial self-reliance, and economic inclusivity across every household in our service area.

Our Mission

To deliver ethical, transparent, and prompt banking services through competitive credit schemes, secure high-yield deposit products, agricultural financing, and personalized member counseling that elevates the standard of living of our community.

Our Foundation

Why Members Choose Arackal SCB Bank

Built upon the internationally recognized principles of co-operation, mutual respect, and absolute financial security.

Democratic Governance

Every member holds an equal democratic voice. Our operations are governed by an elected Board of Directors committed to integrity and fair policy.

Uncompromising Security

Your deposits and financial assets are protected by disciplined statutory auditing, sound liquidity management, and strict regulatory adherence.

Grassroots Development

We prioritize agricultural credit, small-scale entrepreneurship loans, gold loans, and self-help group financing to revitalize local commerce.

Modern Convenience

Experience the warmth of traditional cooperative banking paired with efficient computerized billing, fast remittance, and prompt customer care.